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We all like the security of knowing that extra money is available when we need it. With our overdraft facility, you can be sure there are always funds to help you cover life's little surprises.

A credit limit is attached to your everyday transaction account, so if you are short of funds, any direct debits, cheques, Visa or EFTPOS transactions will simply access your overdraft instead of possibly being rejected.

Competitive interest
Safety net when you
need it
Worldwide access 24/7
Only pay when you use, no ongoing fees
  • Only pay interest when you use it
  • No monthly or annual ongoing fees
  • Visa Debit or ATM card access
  • Convenient 24/7 access
View our interest rates
11.99% pa
interest rate



  More Info
Feature Overdraft
Minimum amount $1,000
Maximum amount $25,000
Loan period Annual review
Repayment options Monthly
Establishment fee No
Ongoing fees No
Auto repayments (salary/account) Yes
Internet and Phone Banking Yes
Visa Debit card Yes
Cheque book Yes

This table is provided as a guide only. Terms and conditions are available on application or request.

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If you have any questions, please contact us

Eligibility criteria, terms and conditions, fees and charges apply. Terms and conditions are available on application or request. 

"Michael, I would like to take this opportunity to thank you, your team and Quay Credit Union for approving this loan. I am so impressed with everything you guys do. Your friendly and prompt service and informing me at all times the state of affairs. I am looking forward to a long and successful relationship with Quay."

Raylee, Logan Village QLD
10 September 2013