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Personal Loans

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Get what you want out of life....whether you are planning a holiday, consolidating your debts or buying some furniture, we can help you reach your goals.

With our Personal Loan you can borrow from $1,000 to $50,000 for any worthwhile purpose. We can also tailor your loan to a term that suits you from 12 months to 5 years.





Competitive interest
rate
Easy pre-approvals  within 24 hours
No establishment or ongoing fee
Flexible repayment options
  • Discount rate for home buyers
  • No early payout penalty
  • Easy application process
View our interest rates

 

10.95% pa
interest rate

10.95% pa*
comparison rate

 

  More Info
Feature Personal Loan
Minimum amount $1,000
Maximum amount $50,000
Loan period Up to 5 years
Refinance other lenders Yes
Repayment options Weekly, fortnightly or monthly
Establishment fee No
Ongoing fees No
Redraw facility No
Extra payments without penalty Yes
Early payout without penalty Yes
Auto repayments (salary/account) Yes
Internet and Phone Banking

Yes

This table is provided as a guide only. Terms and Conditions are available on application or request.

  Useful Links and Tools

Questions?

If you have any questions, please contact us

*Comparison rate based on an unsecured loan of $10,000 over 3 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
Eligibility criteria, terms and conditions, fees and charges apply. Terms and conditions are available on application or request. Rate applies to members who own or are buying a home. Rate of 12.95% pa applies to all other members. 

"Hi, I commenced a personal loan application late on Wednesday afternoon online and received a phone call first up Thursday morning from your loan officer Michael Locke to make all the arrangements. I just wanted to pass on that I am extremely happy with the service provided by Michael from start to finish. He has been helpful every step, providing me all the information and answering my queries and due to his wonderful service and assistance I will be moving all of my accounts, credit card (when available) and home loan over the Quay Credit Union. It has been a pleasurable experience and I am impressed with Quay Credit Union because of Michael and I look forward to being a long term customer."  

Louise, Hawthorne QLD

9 August 2013