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Personal Loans

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Get what you want out of life....whether you are planning a holiday, consolidating your debts or buying some furniture, we can help you reach your goals.

With our Personal Loan you can borrow from $1,000 to $50,000 for any worthwhile purpose. We can also tailor your loan to a term that suits you from 12 months to 5 years.

Competitive interest
Easy pre-approvals  within 24 hours
No establishment or ongoing fee
Flexible repayment options
  • Discount rate for home buyers
  • No early payout penalty
  • Easy application process
View our interest rates


10.95% pa
interest rate

10.95% pa*
comparison rate


  More Info
Feature Personal Loan
Minimum amount $1,000
Maximum amount $50,000
Loan period Up to 5 years
Refinance other lenders Yes
Repayment options Weekly, fortnightly or monthly
Establishment fee No
Ongoing fees No
Redraw facility No
Extra payments without penalty Yes
Early payout without penalty Yes
Auto repayments (salary/account) Yes
Internet and Phone Banking


This table is provided as a guide only. Terms and Conditions are available on application or request.

  Useful Links and Tools


If you have any questions, please contact us

*Comparison rate based on an unsecured loan of $10,000 over 3 years.
Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
Eligibility criteria, terms and conditions, fees and charges apply. Terms and conditions are available on application or request. Rate applies to members who own or are buying a home. Rate of 12.95% pa applies to all other members. 

"Dear Pam, Once again my sincere thanks for all the effort you made to help me with my 'problem'. We are luckly to have someone like you at Quay Credit Union."

Roberta Garrett
March 2015