Ways to avoid direct ATM fees
There are many simple ways of reducing any direct ATM fees that you may pay, and it doesn’t mean changing your lifestyle. Have a look at the following list, there’s sure to be some good ideas that you can use.
Use a rediATM or NAB ATM
The rediATM network (which includes NAB ATMs) is one of the largest ATM networks in Australia and it’s your direct charge free network. You can withdraw cash, check your balances or make transfers without paying an ATM owner fee when you use a rediATM or NAB ATM.
Get cash-out when you go shopping
We’re often asked, “Do you want cash-out?” when we’re shopping. This is an easy way of turning two transactions into just one, and avoiding being charged an ATM owner fee.
Use BPAY to pay your bills
With BPay you can pay most of your bills using our Phone or Internet Banking service. It’s easy to do, will save you time and avoids the need to get cash out at an ATM.
Increase your withdrawal amount
Many people try to budget by only withdrawing small amounts at the ATM, like $20 at a time. While this sounds like a good idea, you could end up going to the ATM several times a day. Not only does this cost you time, but it could also cost you money in increased ATM owner fees.
Use Internet or Phone Banking
If you need to check your account balance, don’t use an ATM, use the Credit Union’s Internet or Phone Banking services instead. This way you will avoid ATM balance enquiry fees charged by the ATM owner.
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13 March 2009