Last updated: 14 May 2013
|Residential and Investment Loans||Interest Rate % pa||Comparison Rate % pa|
|Variable Rate Home Loans - Secured|
|Basic Home Loan||5.24%||5.29%1|
|Premium Home Loan||5.44%||5.49%1|
|FirstStart Home Loan||5.24%||5.29%1|
|Fixed Rate Home Loans - Secured|
|Home Loan - 1 Year Fixed Rate||5.24%||5.29%1|
|Home Loan - 2 Year Fixed Rate||5.44%||5.33%1|
|Special Offer Home Loan - Fixed for 9 months||3.99%||5.20%1|
|Secured and Unsecured Loans||Interest Rate % pa||Comparison Rate % pa|
|Variable Rate Car Loans - Secured|
|Secured by car up to 3 years old||7.95%||7.95%2|
|Secured by car 3 to 5 years old||10.95%||10.95%3|
|Variable Rate Personal Loans - Unsecured|
|Overdrafts - Unsecured||Interest Rate % pa||Comparison Rate % pa|
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|Useful Links and Tools|
1 The comparison rate is based on a $150,000 secured loan for a term of 25 years.
2 The comparison rate is based on a $30,000 secured loan for a term of 5 years.
3 The comparison rate is based on a $30,000 secured loan for a term of 5 years.
4 The comparison rate is based on a $10,000 unsecured loan for a term of 3 years.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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"Just a short note to thank the Credit Union for sticking with the RBA's rate increase. I am a very happy customer anyway and this just reinforces my satisfaction with the Credit Union.
I work for a for bank which just
increased its rates by 0.38%. My deal with both loans I have with the Credit Union is better than the staff deal I get with my own place. Laughing all the way to the Credit Union!"
Chris, Camden NSW