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Transaction Accounts

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There is nothing too complicated about our transaction accounts. Complete access and no transaction fees - it's that simple.





Fee Free transactions
24/7 Access
Worldwide access
Fee Free ATM network

RediAccess Account

The RediAccess Account is an all purpose account designed for everyday personal use.

  • Access to your money 24 hours a day
  • VISA, ATM, EFTPOS facilities available
  • Simple, easy to use account
View our interest rates

 

  More Info
Features RediAccess
Minimum opening balance $1
Funds available at call Yes
Interest income Calculated daily, paid quarterly
Overdraft option Yes
Statement Yes
Internet Banking Yes
Phone Banking Yes
BPAY®
Yes
Visa Debit Card Yes
RediCARD Yes
Cheque Book Yes
Over the counter cashless transactions Yes
Direct Debit Yes
Direct Credit Yes
Periodical Payments Yes
 

Mortgage Offset Account

The offset facility reduces the interest you pay on your home loan by linking it to your everyday savings account. You use the savings account for your day-to-day transactions and the balance in that account is used to reduce the balance of your home loan for interest calculations.

A Mortgage Offset account can be used to offset your savings against either a new or existing Premium Home Loan held with the Credit Union.

  • Home loan balance - $150,000
  • Average monthly interest on loan - $525.97
  • Mortgage Offset account balance - $10,000
  • Total interest offset over term of loan - $36,312.59
  • Total reduction of loan term - 2 years, 11 months
View our Interest rates
 

 

 

  More Info
Features Mortgage Offset
Minimum opening balance $1
Funds available at call Yes
Interest income No
Overdraft option No
Statement Yes
Internet Banking Yes
Phone Banking Yes
BPAY
Yes
Visa Debit Card Yes
RediCARD Yes
Cheque Book Yes
Over the counter cashless transactions Yes
Direct Debit Yes
Direct Credit Yes
Periodical Payments Yes
 
  Useful Links and Tools

Questions?

If you have any questions, please contact us

 

® Registered to BPAY Pty Ltd ABN 69 079 137 518

"Thanks – just did it online, easy!
That's why I love the Quay Credit Union. I tell everyone who whinges about the banks to join you guys. You make everything easy, efficient and friendly."

Sarah, Lilyfield NSW
25 September 2012